![]() The investigation uncovered that the company issued approximately 2,745 automobile title loans to Massachusetts consumers which were less than $5,000 in principal and contained usurious interest rates of up to 300 percent. following several complaints from consumers. The AG’s Office began investigating NH Title Group, Inc. “We will continue to aggressively pursue companies that engage in illegal auto lending practices and hope that this sends a message that we will not tolerate lenders scamming our residents.” “This company targeted financially strapped consumers and engaged in harmful tactics to collect on illegal loans, including repossessing cars,” said AG Healey. ceased doing business in Massachusetts and New Hampshire in 2019. and Capital Title Loan, allegedly charged Massachusetts borrowers usurious interest rates for small dollar automobile title loans and engaged in unlawful debt collection and automobile repossession practices. The assurance of discontinuance, filed in Suffolk Superior Court, resolves allegations that the New Hampshire-based company NH Title Group, Inc. Therefore, we urge you to make an informed decision and look for more feasible options before resorting to this one.BOSTON - A motor vehicle title lender has agreed to provide over $900,000 in debt relief, restitution, and penalties to resolve allegations that it engaged in illegal auto lending practices, including making consumer loans with exorbitant interest rates, pursuing debts with excessive phone calls and emails, and threatening repossession of cars, all in violation of Massachusetts consumer protection laws, Attorney General Maura Healey announced today. ![]() ![]() However, there are many things to consider before taking out a logbook loan, such as high APRs and interest rates. And also, people don’t have to worry about their credit score. People may find the option of logbook loans enticing as it’s easy to borrow a loan this way. They will, however, require the existing lender’s approval. If the ongoing loan on your vehicle is about to come to an end, some lenders might approve your loan.You are entitled to a ‘statement of account’ if you can’t keep track of what you’ve paid and how much you owe to your lender.However, if they don’t accept direct debit, you may find it tough to juggle all the repayments and bills. Some lenders may insist on a weekly or fortnightly repayment plan.Some lenders may levy an early repayment fee, so go through the paperwork thoroughly.APR on these loans can go as high as 300%, so arrange a plan to repay this loan as fast as possible.If you wish to get a title loan, you should keep some things in mind: Based on your agreement with the lender you may lose some consumer rights.You can qualify for this loan only if you’re the legal owner of your vehicle and there is no outstanding loan associated with it.You are risking the possession of your vehicle if you fail to repay the loan on agreed terms.Title loans/logbook loans have outrageous interest rates.While the plus side is that you can get small loans with more favourable repayment plans, there are several downsides associated with a title loan, some of which we’ve outlined for you: While taking out a logbook loan, the lender will require your vehicle’s registration documents, as well as the logbook. Typically, lenders would lend around 25%, ranging between £500 and £50,000. You can borrow up to half of what your car is worth.How much can you get for a title loan/logbook loan? By law, the lender must send you a notice on missing a payment first. Some loan companies may allow the borrower to pay the interest monthly until the loan is repaid in full. In case a borrower defaults, the lending company will be entitled to immediate repossession of the borrower’s vehicle.However, borrowers have the liberty to choose from a range of repayment plans – monthly, multi-year, etc. Usually, car title loans allow borrowers to repay the loan as a lump sum, as opposed to repaying through monthly instalments.The typical loan term of a title loan ranges between 15 to 30 days, which may change depending on the amount of money borrowed. ![]() People usually borrow up to £1000 via car title loans.You can then borrow up to 25% of your car’s worth from this lender, while they keep your vehicle’s title to cover for the loss in case of a default. A prerequisite to borrowing a car title loan is owning a vehicle, after which you need to sign the title over to an auto loan company.Debt Consolidation for Credit Card Debt. ![]()
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![]() ![]() Divide the dough into two equal size rounds cover and let rest for 10 minutes.
![]() ![]() This would be compatible with both 32 bit and 64 bit windows. This is complete offline installer and standalone setup for Serif PagePlus X7 ISO. Hard Disk Space: 800MB of free space required.Ĭlick on below button to start Serif PagePlus X7 ISO Free Download.System Requirements For Serif PagePlus X7 ISOīefore you start Serif PagePlus X7 ISO free download, make sure your PC meets minimum system requirements. Latest Version Release Added On: 17th June 2015.Compatibility Architecture: 32 Bit (x86) / 64 Bit (圆4).Setup Type: Offline Installer / Full Standalone Setup:. ![]() Serif PagePlus X7 ISO Technical Setup Details Other great apps like Serif Pageplus are Affinity Publisher, Adobe InDesign, Microsoft Publisher and QuarkXPress. ![]() The best Serif Pageplus alternative is Scribus, which is both free and Open Source.
![]() ![]() The difference between the two types of averages is that an arithmetic average are of equal importance, but a weighted average takes into account the importance of some values over others. But for average atomic mass we're calculating a weighted average. It we wanted the arithmetic average then it would be 5.5 because (5+6)/2 = 5.5. I hope this helps! Wherever you are in the world, I wish you luck in chemistry and whatever courses you will be taking in the future! But I'm still wondering about how many versions there can be for an element. My question: How many "versions" are there for each element? Is there an infinite # of versions? And if so, how do you calculate that average (aam)?Įdit: Actually, the next video goes into calculating the aam. Isotopes - same element w/ different # of neutrons. ★ The number under the elements in the periodic table (for example, the "1.008" in Hydrogen) is the "aam", or average atomic mass.Īverage atomic mass - weighted average of various versions of the element (ex. what a number!)Įlectron - almost one two thousandth of a proton or neutron (in other words, really small!) If I got anything wrong, feel free to comment below (I would appreciate it)!Ītomic mass unit (or "amu") - also known as "u", or "unified atomic mass unit". Hi! Here are some brief notes that I took in the video. Also, scientists needed a pure isotope to base the system on. Scientists used carbon-12 because no other atom has exact whole-number masses in the amu scale. This is why the mass of carbon-12 is 12 amu, not 12.09. Some of the mass of the atom gets converted into binding energy, so the mass of the entire nucleus would actually be less than the mass of each individual proton and neutron added together. Because of energy-mass equivalence (E = mc^2), we know that energy and mass are interchangeable. Binding energy is the energy that holds the nucleus together. Since the nucleus is full of protons, which has positive charge, they would repel and the nucleus would fly apart. The missing mass is called mass defect, and it represents the binding energy. Following this logic, the carbon-12 atom's atomic mass should actually be 12.09 amu however, the mass is exactly 12 amu. So the mass of a proton is around 1.008 amu, not 1. The relative abundance of Deutrium (1 proton, 1 neutron) is so small that it is barely accounted for when calculating the average atomic mass. Protium is by far the must abundant isotope of hydrogen, and it only contains 1 proton, and no neutrons. The average atomic mass for hydrogen is actually around 1.008 amu. But after isotopes were discovered (oxygen-17, oxygen-18, etc), everything got really confusing, so scientists agreed to use carbon-12. Good question that requires a kind of long explanation!Ī long time ago, the standard for measuring average atomic mass was actually based on oxygen, and scientists thought all oxygen was oxygen-16 (8 protons, 8 neutrons). ![]() ![]() ![]() But a source connected to the discussions said VLC sent a legal notice to the Indian government in October, which led to a meeting with ministry officials who finally provided concrete explanations for the ban of the media player – which is used by more than 50 million people in India.Īccording to the source, the Indian government said the ban related to third-party groups and “bad actors” interacting with the website and using it to share user data with other countries. The Ministry of Electronics and IT did not respond to requests for comment. And our arguments were listened to,” he said, noting that he could not say more due to the confidentiality of the proceedings.įelix Paul Kühne, one of the lead developers of the open source VLC media player, also confirmed that the ban was lifted but added that he was not allowed to comment on the details. “We went through a long legal process against them to lift the ban. Human rights lawyers, journalists and VLC executives remained in the dark as to why the platform’s website was barred in the country, despite repeated requests for information from the Indian government since the ban went into effect at the beginning of the year.īut this week, company president Jean-Baptiste Kempf told The Record that the ban had been lifted after they met with ministry officials. Since February, the download site for VLC has been banned by internet service providers in India but no reasons were ever provided publicly - although company executives and cyber experts suspect it is linked to alleged vulnerabilities exploited by Chinese hackers. ![]() India has removed its controversial ban on VLC media player after the company went through an appeals process and addressed some of the concerns raised by the Ministry of Electronics and IT, according to the company's president. India removes ban on VLC media player after cybersecurity concerns addressed ![]() ![]()
![]() ![]() Google’s Tasks and Google Chat task features are awfully basic and your team will likely want to choose a richer Gmail-based solution to manage teamwork i.e.This such an obvious use case that seems to have been overlooked by Google's team or at least kicked down the road. You can’t select a message and click reply or comment and this can be infuriating at times. Commenting on a colleagues previous chat message is impossible.And the best part is that the external party doesn’t need to download yet another application (Slack, Messenger, Telegram, Zoom or Whatsapp) just for a quick chat. That is a real game changer and products like Slack have nothing to compete with it. Gmail has 1.8 billion users which means that if you or your team are dealing with external partners, Google Chat will work out of the box with them too. Our second favorite feature is the fact that it helps not only with team collaboration but also inter-company collaboration. So if your team has bought into Gmail, it’s almost a no brainer. This also resolves many of the team adoption challenges that teams face when taking on a new app. ![]() Gmail-based teams will value this for the time saving benefits that it provides, its cohesion and the ease of use it delivers. Our favorite feature is that Chat is deeply baked into the Gmail experience and that everything is centralized and organized into one app. Being that chat messages stream in endlessly, it allows you to push messages to your inbox and you can process it in your own time when processing your Inbox. You can add simple tasks with an assignee and due date.Īnother handy feature is to send any actionable chat message to your email inbox using the “Forward to Inbox” button. Tasks and Files exist within a sub-tab within the room. To make Rooms even more useful, Google Chat allows you to add Tasks and Files into the Room. It is not as well polished as Slack but it covers all the important bases. What drives our team crazy is that you can’t comment on a previous message in chat like you can do on many other tools like Slack and Whatsapp, but we hope Google will resolve this issue soon. Verdict - Rooms brings a world of new possibilities to the Google Ecosystem and with it has really become the go-to app for teams. Sales, Marketing, Finance, Engineering, Support.To make Rooms a true remote working hub, teams create rooms like: You can mention people within your messages and have just the right person notified within a Room without disturbing anyone else. The most powerful and sometimes under appreciated feature of rooms are are a direct way to notify people of something that needs their attention in Google Chat. □ Google - Hack of the Day Boost your teams productivity, try Sortd for Gmail to effortlessly manage your emails, customers, tasks and team workflow, without ever leaving your Inbox. Google Chat has potentially brought Google back in line with modern collaboration tools, which is exciting for millions of teams that are Google and Gmail-based. It’s has an all-new chat product that is Google’s answer to Slack (and is long over due).It’s part of a new brand identity that represents Google's ambitious product vision.it’s a completely new user interface that integrates all of Google’s communication apps into the Gmail experience (Gmail, Google Chat and Meet).Google’s announcement of Google Workspace was very much anticipated. What’s new with Google Chat, Gmail and Google Workspace Final verdict - Should your team switch to it?.Here's a quick guide - we have also included some of the best hidden hacks that we've found to make your team more productive: Google Chat is a complete overhaul of the old Google Hangouts product and it is something distinctly different and far better that its predecessor.īut is Google Chat worth switching to? Let’s explore it together and we’ll share our verdict of each feature along the way and also answer the question about whether Google Chat is better than Slack. Google’s newly released Google Chat for Gmail, and Google Workspace is Google's answer to collaboration in this remote working era. However, the tools we use can really can make a big difference to the way that communication flows within our team. In truth, we are all guilty of bad and unreliable communication. Too much communication and nothing gets done, and too little communication and the wrong work is delivered. Effective team communication is the #1 challenge facing business, bar none. ![]() ![]() ![]()
![]() ![]() NOTE: I didn't created that controller profile, credit goes to the owner of that video.Īnother interesting note: It's possible to use this profile with a PS3 controller, I personally use a PS3 controller because I dont have a 360 one, you can google for a program called "motionjoy" that allows you to use a PS3 controller with a PC (without the need of a bluetooth adapter). The controller profile i'm gonna give you is considered the best for this game I will still post a decent keyboard and mouse configuration for those who dont have any controller, but you'll have to configure it manually as I dont have a profile for it and right now I dont have access to my main PC so I cant use dolphin for the moment. So while this thread is to discuss emulated controls as a whole, I'll be favoring the 360 controller scheme which actually works pretty good. this game works really bad with a Mouse and Keyboard (However it IS playable, just that it's an extremely inferior experience) OK now the config that I use is for a 360 CONTROLLER. ![]() ![]() If someone wants to post alternative builds, feel free to do so, if they are good i'll edit the OP and add them. OK first of all You'll need a build that supports emulated WM+.Īs far as I know: the official build doesn't emulate the wii motion plus (Correct me if im wrong please) so i'll post what in my honest opinion is the best build for this game that also supports emulated wm+ If a mod finds this thread useful: Please make it a sticky. Now I dont want to spam the emulated WM+ thread with info specific for this game, and I also think that this subject should have it's own thread, since it can get very extent, and if discussed in the WM+ it could get really disorganized and finding things could become very hard. The game's main thread doesn't say anything about an emulated controller thread, only about a real controller one (Which you can find in this section) and another one for emulated wii motion plus discussion. So, fellow adventurers, don your green tunic, grab your trusty gear, and prepare to immerse yourself in The Legend of Zelda: Skyward Sword ROM - a digital masterpiece that will leave you longing for even more adventures in the realm of gaming.I'm making this thread because I couldn't find any other like it. Not only does our site offer this ROM for free, but we also provide a reliable and secure download, ensuring a smooth and hassle-free experience. This ROM allows you to fully appreciate the fantastic visuals and enchanting melodies that breathe life into the world of Hyrule. ![]() Unleash Link's full potential as you wield the iconic Master Sword, master the art of swordplay with precise motion controls, and embark on a journey filled with memorable characters, awe-inspiring environments, and heart-pounding battles. With the ROM available for download on our site, you can experience this masterpiece of gaming history on your device, anywhere you go. Dive into this enthralling ROM of The Legend of Zelda: Skyward Sword, an epic quest for the ages that has captivated fans worldwide.Īs you navigate the perilous skies and explore the vast landscapes below, you'll encounter a myriad of challenges and puzzles, all intricately woven into an immersive storyline. Welcome to the majestic world of Skyloft, a realm suspended high above the clouds where a legendary story of courage and destiny unfolds. The Legend of Zelda: Skyward Sword ROM - Embark on a Timeless Adventure in the Skies! ![]() ![]() ![]() ![]() Venngage for Business offers many free invoice templates that you can use to ensure a healthy cash flow for your company. Return to Table of Contents FAQs about creating invoice What is the best free invoice template? Related: 10 Ways to Incorporate Stock Photos Into Your Designs In this case, the service in question is pool cleaning, but Venngage offers 3+ million of stock images that you can quickly and easily use as the background of your service invoice template. Looking for service invoices? Here’s a great example of one.Ĭonsider using a cool image in the background that applies to the service you provide. If you’re not quite sure what you want to include in your business or personal invoices, check out these professional invoice templates to inspire you. ![]() Your customer may require you to add other information, such as banking information or account numbers, but even then, your best bet is to lean to the simple side. Include your business name (or your name), your customer’s name, the amount they owe (and for what) and how you want them to pay you. It’s a good idea to keep an invoice sample on the simple side. What should an invoice sample look like?.Learn more about what an invoice template is and take a look at some examples of invoice templates to get you inspired. Apply your branding with a few clicks to make sure you’re reinforcing your company’s identity. Venngage for Business allows you to drag and drop elements to quickly create invoice templates that your team can use to keep your cash flow healthy. That’s why having some simple, informative and engaging invoice templates can help ease the billing and payment process. And depending on what your business does, that can mean creating invoices to send to your clients. For any business, getting paid means you can keep the lights on and continue providing your service. ![]() |
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